2017 (May)
COMMERCE
(General)
Course: 404
(Indian Banking System)
The Figures in the margin indicates full marks for the questions
(New Course)
Full Marks: 80
Pass Marks: 24
Time: 3 Hours
1. (a) Write ‘True’ or ‘False’: 1x4=4
a)
‘Bank of Bombay’ was established in 1843.
b)
The Banking Regulations Act was enacted in the
year 1934.
c)
ICICI Bank was the first bank to offer Internet
Banking in India.
d)
Factoring is a method of raising long-term
finance.
(b) Fill in the blanks: 1x4=4
a)
RBI was nationalized in the year ____.
b)
The full form of NEFT is ____.
c)
The Imperial Bank of India was established in
the year ____.
d)
Schedule banks are listed in the Second Schedule
of ____.
2. Write short notes on (any four): 4x4=16
a) Phone
Banking.
b) Cash
Reserve Ratio.
c) Unit
Banking.
d) Cash
Credit.
e) Rural
Bank.
f) Core
Banking.
3. (a) Discuss about the evolution of banking systems in
India. 14
Or
(b) Write the provisions of Banking Regulation Act, 1949
regarding licensing and opening of new branches of banking companies. 8+6=14
4. (a) Explain the advantages and disadvantages of branch
banking system. 7+7=14
Or
(b) Distinguish between: 7+7=14
a)
Public sector bank and Private sector bank.
b)
Retail banking and Wholesale banking.
5. (a) Discuss the main reasons behind the nationalization of
banks in our country. 14
Or
(b) Explain the principles of investment policy followed by
banks. 14
6. (a) What is e-banking? Discuss about the various services
provided through e-banking. 4+10=14
Or
(b) Explain the following: 7+7=14
a)
Revolving credit.
b)
Bridge loan.
(OLD
COURSE)
Full
Marks: 80
Pass
Marks: 32
Time:
3 hours
1. (a) Write True or False: 1x4=4
a) State
Bank of India was nationalized in 1969.
b) Group
banking system is popular in Europe.
c) Foreign
exchange market has no geographical location.
d) Private
sector banks may be Indian banks or foreign banks.
(b) Fill in the blanks: 1x4=4
a) According
to Section ____ of Reserve Bank of India Act, 1934 banks have to maintain Cash
Reserve Ratio.
b) The
full form of OTCEI is ____.
c) Capital
market is the market for ____.
d) Overdraft
facility is provided on ____ account.
2. Write short notes on (any four): 4x4=16
a) State
Bank of India.
b) Schedule
Bank.
c) Current
Account.
d) Bank
Draft.
e) Syndicated
Loan.
f) Internet
Banking.
3. (a) Discuss the role of banks in the economic development
of a country. 12
Or
(b) Discuss about the various classification of banks of
India. 12
4. (a) Explain the powers of Reserve Bank of India as provided
in the Banking Regulation Act, 1949. 11
Or
(b) Explain the advantages and disadvantages of branch banking
system. 6+5=11
5. (a) What is nationalization of bank? Discuss the objectives
of bank nationalization in our country. 4+7=11
Or
(b) Describe the principles of good lending generally followed
by banks. 11
6. (a) What is money market? Discuss the characteristics of
Indian money market. 4+7=11
Or
(b) Discuss about the evolution of Indian capital market. 11
7. (a) Discuss the various advantages of mobile banking. 11
Or
(b) Explain the following: 5+6=11
a) Core
Banking.
b) Factoring
service.
