Indian Banking System Important Questions for Upcoming Exam, Dibrugarh University B.Com 4th and 5th Sem CBCS Pattern

Indian Banking System Important Questions
B.Com 4th and 5th Sem CBCS Pattern
Dibrugarh University

Unit – 1: Banking – Meaning, Definition and development

Q. What is bank? Explain its features. What are the various functions performed by commercial banks in India? 2013, 2016, 2018

Q. Trace the evolution and development of Banking in India.                     2013, 2015, 2017, 2018

Q. What are various types of bank? Explain them briefly.                             2016, 2019

Q. Write a brief note on salient provisions of Banking Regulation Act, 1949.                        2017

Q. Describe the kind of business of banking company many engage as provided in the Banking Regulation Act. 2015, 2018

Q. Write a brief note on SBI (Commercial Banks) and its role of State Bank of India in Indian economy.                   2013SN, 2016, 2019

Unit – 2: Indian Banking System

Q. What is unit banking? Explain its merits and limitations.       2014, 2016, 2018, 2017SN

Q. What is branch banking? Explain its merits and limitations.                   2015, 2017

Q. What is retail banking? Explain its merits and limitations.                                      2014SN

Q. Explain the merits and demerits of Universal Banking.                             2019SN

Q. Explain the merits and demerits of Private Banking.

Q. Distinguish between:                               VVI

Ø  Retail and Wholesale Banking                                           2016, 2016

Ø  Unit and Branch Banking                                                      2013, 2014, 2019

Ø  Public Sector bank and Private sector bank                  2013, 2015, 2017

Ø  Regional and Universal Banking                                        2014

Ø  Narrow and Universal Banking                                          2016, 2018

Ø  Commercial Bank and Development Bank                    2015

Ø  Commercial Bank and Cooperative Bank                       2018

Q. Write short notes on:

Ø  Rural Banking and RRB          2013SN, 2017SN, 2019SN

Ø  Chain banking

Ø  Retail Banking           2015, 2018

Ø  Group Banking          2019

Ø  Pure and Mixed banking      2019

Ø  Narrow banking

Ø  Correspondent Banking

Ø  Wholesale Banking                 2019

Unit – 3: Nationalisation, Liquidity and Investments principles of Banks

Q.  What do you mean by Nationalisation of Banks? Discuss the main reasons behind the nationalization of banks in our country.                       2013, 2017, 2019SN

Q. Explain the major achievements of nationalised banks.           2014, 2016, 2018

Q. Give arguments in favour and against nationalisation of banks in our country.             2015

Q. What do you mean by liquidity of a bank? Explain the provisions of banking regulation Act to maintain the liquidity of bank.              

Q. What are various types of loans and advances provided by banks? Distinguish between them. Also mention the principles to be followed by banks while lending money.

Q. Write a brief note on investment principles of banks.                               2013, 2014, 2015, 2017, 2019

Q. Give a proforma of balance sheet of banking companies.

Q. Write short notes on:                               VVI

Ø  SLR                 2014SN, 2016SN, 2018SN, 2019

Ø  CRR                2017SN , 2019

Ø  Overdraft (2016SN), Cash Credit (2013SN, 2017SN)

Unit – 4: Recent trends in Indian Banking

 Q. Write a brief note on various types of finance provided by bank in recent times.     

Q. What is core Banking? Explain its growth and development in India. Explain it features and advantages.         2013, 2014, 2017SN

Q. What are the various modern services provided by banks? Explain them briefly.         2014

Q. What is internet banking/E-banking? Explain its advantages and limitations.                2013, 2015, 2017, 2018SN

Q. What is factoring? Explain its importance as a source of finance.

Q. Write short notes on:

Ø  ATM                                              2014SN, 2016SN, 2018SN

Ø  Bridge loan                                                                 2016, 2017

Ø  Phone Banking/Mobile Banking                        2013SN, 2016, 2017SN, 2018, 2019

Ø  Factoring                                                                     2013SN, 2016SN

Ø  Revolving Credit                                                      2015, 2017, 2019