DDEDU - B.COM SYLLABUS: INDIAN FINANCIAL SYSTEM

Dibrugarh University

Syllabus for B.COM Programme

Under Directorate of Distance Education

2^nd Year

Course No: B. Com. 206: INDIAN FINANCIAL SYSTEM

Total Marks: 90

Objectives: The objective of this course is to apprise learners of the structure, organization and working of financial system in India.

Block I: Introduction:                                                                     18

Structure and characteristics of Indian Financial System-Financial Markets-Participants and Instruments-Money Market; Characteristics and Instrument

Block II: Commercial Banking:                                                   18

Function of Commercial Banks- Source of Funds – Application of Funds – Investment Policy - Liquidity of Banks – Assets Structure of Commercial Banks – Profitability of Banks- Non-Performing Assets- capital adequacy – Regulatory reforms – Banks credit to small scale sector – Deposits and Advances by Commercial Banks – Bank Rate; Lending Rates – Interest Rate Reforms and Liberalization, Cooperative Banking and Rural Banking.

Block III: Central Banking:                                                            18

Central Banking Need of a Central Bank in India; Reserve Bank of India- Constitution and Management- Central Banking Functions- Changing Role of R. B. I.

Block IV: Capital Markets Institutions:                                   18

New issue market and stock exchanges in India – their regulations and control – recent trends; financial services including Merchant Banking, Lease financing, Securities and Exchange Board of India; Venture Capital funds in India.

Block V: Development Banking:                                18

Risk Management and Prudential Norms-Role and Functions of DFIs; Industrial Development Bank of India, ICICI limited; IFCI limited – Small Industries Development Bank of India – State Financial Corporations – NABARD – Export Import Bank of India.

Suggested Readings: