Dibrugarh University - B.Com 4th Semester: Micro Finance Syllabus

Course No. 404 MICRO FINANCE (MIFI XVI)

Marks: 80 Hours: 40

Objective: The objective of this paper is to give basic introduction about the Micro Finance and various institutions providing micro finance services.

Course Contents:

Unit I: Micro Finance Concept, nature, scope, evolution; concept of livelihood and microfinance, financial literacy.              20 : 10 hrs

Unit II: Role of NABARD as regulator of Microfinance system, importance of the regulatory framework, RBI’s role for facilitating the micro finance services, refinance facility by NABARD.             20 : 10 hrs

Unit III: Micro Finance model- SHGs bank linkage model, financial inclusion, inclusive growth, SHGs and women empowerment.                 20 : 10 hrs

Unit IV: Micro Finance institutions, Need of Micro Finance Institutions, Role of NGO in Micro Finance, Commercial bank and micro finance, Self employed Women’s Association (SEWA), Cooperatives. Micro Insurance.               20 : 10 hrs

Text and Reference Books:

1. Das S.K. , Micro Finance and Rural Development in India, DVS Publishers, New Delhi.

2. Ghate, Prabhu, Indian Micro Finance: The challenges of Rapid Growth, Sage Publication India Pvt. Ltd., New Delhi.

3. Karmakar, K.G.; Rural Credit and SHGs, Micro Finance Needs and concepts in India. Sage Publications, New Delhi.