AHSEC - Class 12: Banking Important Questions | Question Paper Pattern | 2021 Exam

[AHSEC, Class 12, Banking Important Questions for 2021 exam, Revised Syllabus, Question Paper Pattern]

AHSEC – CLASS 12
SUBJECT - BANKING
QUESTION PAPER PATTERN

QUESTIONS TYPE
NUMBER OF QUESTIONS
TOTAL
MCQ
8
1X8=8
2 MARKS
5
2X5=10
3 MARKS
5
3X5=15
5 MARKS
7
5X7=35
8 MARKS
4
8X4=32
TOTAL
22 QUESTIONS
100

Frequently asked Differences
Difference between Bills of exchange and cheque (3)
2012, 2014, 2017
Difference between Bills of exchange and Promissory note (3)
2013, 2016, 2018
Difference between promissory note and cheque (3)
2015, 2020
Difference between cheque and draft (5)
2015
Difference between unit banking and branch banking
2015
Difference between capital market and money market
2012, 2014, 2016
Difference between cash reserve and cash balance
2016
Difference between various types of loans and advances
2017
Some other important differences:
Primary market vs Secondary market
Group banking and chain banking
Difference between public and private sector banks
Commercial banks and development banks
Holder vs holder in due course
Bills of exchange and hundi


OBJECTIVES AND FUNCTIONS OF IMF AND WORLD BANK (2012 TO 2018)
IMF
WORLD BANK
2013
2015
2017
2012
2014
2016
2018
2019

Banking Important Questions for 2021 Exam
Revised Syllabus
Unit – 1: Commercial Banking in India: (20 Marks)

Growth of Banking in India, presidency Banks, Imperial Banks, State Bank of India and other banks. Classification of Banks, Scheduled and Non scheduled Banks, Private and public sector Banks, Nationalization of Banks and its progress, Lead Bank scheme. Banking system, Branch system, Branch Banking vs. Unit Banking. Group Banking vs. Chain Banking.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. Write a brief note on growth and evolution of banking/public sector banking in India. 2012 2015, 2017, 2018

Q.21. Write short note on foundation and management of Imperial banks in India.           2013, 2018

Q. 3. Write a short note on SBI including its objectives, functions and role.            2012, 2014, 2015, 2016, 2017, 2019

Q.4. Write short note on Lead Bank Scheme. Mention its objectives, functions and benefits.       2013, 2015, 2020

Q. 5. Explain briefly unit banking and branch banking with their respective merits and demerits.                2012, 2016, 2018, 2020

 Q.6. Write the difference between Bank and Unit Banking.         2014

Q. 7. Define Public and Private sector banks. Also distinguish between them.                      2020

Q.8. Write a short note on Scheduled Bank and non scheduled bank?

Q.9. Write a brief note on primary and secondary functions of banks/public sector banks.             2012 2013 2014 2015 2016 2017 2019

Q.10. What is Nationalisation? What are its objectives and achievements?                            2013 2015 2017 2019 2020

Q.11. Give some arguments in favour or against nationalisation of banks. 

Q.12. Write a brief note on Group banking and Chain banking.

Q.13. Write short notes on various types of banks.                           2018

Q.14. Write a brief note on social control over banks.      2017

Q.15. Write a brief note on the role of banks in the economic development of a country.

Q.16. What is E-Banking? Mention its merits and demerits.                          2019

Q.17. Write a brief note on recent trends in Indian Banking System.                         2020

Unit – 2: Reserve Bank of India: 10 Marks

Organization, Management of RBI, its functions, Method of note issue RBI as the controller of money and credit and Banks, cleaning functions of RBI.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. What do you mean by a Central Bank? Explain the nature of central bank. 2017

Q.2. Write a brief note on Organisation Structure and Management of RBI.

Q.3. Why is the establishment of Central Bank necessary in a country? Or What are the objectives of RBI?

Q.4. List out various departments of RBI.              2012, 2016

Q.5. Explain central banking functions of RBI or traditional functions?      2013, 2015, 2016, 2017, 2018, 2019

Q.6. Explain the function of Bank as the issuer of Currency Notes.  (3 marks for each method)    2014 2015 2016 2017 2020

Q.7. Mention the Development and Promotional functions of the Central Banks.                              2020

Q.8. What are prohibitive functions of RBI?                          2019

Q.9. Briefly discuss the supervisory power of RBI?

Q.10. What do you mean by Monetary Policy and Credit Control? What are its objectives?

Q.11. What are the principle methods or instruments of Credit Control used by the Central Bank? 2012, 2014, 2015, 2017, 2018

Q. 12. Distinguish between Central bank and commercial bank.

Q.13. Write a brief note on achievements and failures of RBI.

*******************************
Also Read:

1. HS 12 Banking Chapter wise Notes

2. AHSEC Class 12 Banking Question Papers From 2012 Till Date

3. AHSEC Class 12 Banking Solved Question Papers From 2012 Till Date

4. Banking Chapter wise MCQs

5. Class 12 Banking Important Questions and Question Bank

*******************************

Unit – 3: Financial Market:  (15 Marks)

Meaning and types of financial markets, Money and capital market, Foreign exchange market, Definition of money market. Features of Indian money market and capital market. Stock exchange, Functions of Stock exchange. Non bank financial institution – meaning and features.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. What is financial market? What are its components? Mention its functions.                     2007, 2009, 2011, 2013, 2014, 2015, 2019

Q.2. What is money market (99, 02, 05, 10, 15,)? Explain its nature and functions.              2017, 2020

Q.3. Explain the various Money market instruments.  (Important for Business Studies exam only)

Q.4. Write a brief note about the structure of Indian money market. What are its important constituents?  2010, 2012, 2015, 2017, 2019

Q.5. What are the characteristics/Defects of Indian money market.                         2007, 2009, 2011, 2016

Q.6. Discuss about the institutions participating in the Indian Money Market.      2012, 2013, 2015, 2017

Q.7. What is Capital Market? What are its components? Explain features and importance.      2014,2015,2016,2018, 2020

Q.8. Distinguish between Capital market and Money market.     09, 12, 14, 15, 2016, 2019

Q.9. What is primary and secondary market (Stock Exchange – 2015)? State four differences between primary market and secondary Market.

Q.10. What is stock exchange? Mention its features. “Stock exchange is the barometer of the economy” In the light of the statement, discuss the functions of the stock exchange.  08, 09, 10, 12, 13, 14, 2016, 2018, 2019

Q. 11. Mention various types of operators in stock exchange.

Q.12. Write a brief note on foreign exchange market.     2011, 2012, 2016, 2020

Q.13. What is NBFI’s? What are its components? Mention its importance. 09, 10, 11, 12, 14, 15, 16, 17, 2019, 2020

Q.14. Mention the salient features of NBFI’s. Distinguish between commercial banks and NBFI’s.             2014, 2018

Unit – 4: Non-Bank Financial institutions: 15 Marks

Development Banks: IFCI, IDBI, SFCI, NABARD, SIDC, UTI, etc. LICI, GICI and Money Market, Mutual Fund, International Financial institutions – IBRD, IFM, IDA, IFC, ADB, etc. their meaning and purpose.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. What are development banks. Mention its features and functions.                                2012, 2013, 2016, 2017, 2018

Q.2. Explain the objectives and significance of Development banks.                         2013

Q.3. Distinguish between commercial bank and development bank.

Q.4. Write a brief note on IFCI.

Q.5. Write a brief note on IDBI?

Q.6. Write a brief note on State Financial Corporations (SFCs).

Q.7. Write a brief note on NABARD.                        2015, 2017, 2020

Q.8. Write a brief note on SIDBI.

Q.9. Write a brief note on State Industrial Development Corporation (SIDCs)

Q.10. Write a brief note on North Eastern Development Finance Corporation (NEFDi)

Q.11. What are Mutual Funds? Mention its importance.                2019

Q.12. What is Money Market Mutual Fund?

Q.13. Write a brief note on UTI.

Q.14. Write a brief note on LICI.                                2019

Q.15. Write a brief note on GICI.               2020

Q.16. Write a brief note on ‘World Bank’ or IBRD                               2012, 2014, 2016, 2018, 2019

Q.17. Write a brief note on International Monetary Fund (IMF).                2013, 2015, 2017

Q.18. Write a brief note on Asian Development Bank (ADB).

Q.19. Write a brief note on International Finance Corporation (IFC).

Q.20. Write a brief note on International Development Association (IDA).

Unit – 5: Negotiable instruments: 15 Marks

Meaning of Negotiable instrument, features of bill of exchange, Promissory note, cheque and Hundies and their differences, Meaning of holder, Holder in due course, payment in due course, Endorsement, significance of different kinds of endorsement.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. What is Negotiable Instruments? What are its various kinds? Mention its features/essentials/characteristics and presumptions.                  1999, 2001, 2003, 2005, 2010, 2011, 2013, 2015, 2017, 2020

Q.2. What is Bills of Exchange? What are its essentials? Mention three parties of bills of exchange.  2002, 04, 10, 20

Q.3. What are various types of bills of exchange? Explain them briefly.

Q.4. Mention advantages of bills of exchange. Give a specimen of bills of exchange.                        2013

Q.5. What is Promissory note? Mention its two parties? What are its essentials? Draft a specimen of a promissory note.                                2004, 06, 13, 2015, 2018

Q.6. Distinguish between bills of exchange and promissory note.                              2013, 2016, 2018

Q.7. Define Cheque. Name its parties. Mention its features and advantages.  2014

Q.8. Distinguish between cheque and bills of exchange and promissory note and cheque.            2012, 2017, 2019

Difference between cheque and bill of exchange                                             2012, 2014, 2017

Difference between Promissory Note and Cheque:                         2015, 2020

Q.9. Define holder (2015) and holder in due course (2014, 2018) of Negotiable Instrument. When a person becomes a holder in due course?

Q.10. What are the rights enjoyed by the Holder of Negotiable Instrument?

Q.11. Explain the rights and privileges of Holder in due course.   2020

Q.12. Write the differences between “Holder” and “Holder in due course”.

Q.13. What do you mean by Negotiation and endorsement (2016)? Who can endorse? What are the different kinds of endorsement? Explain them briefly. 99, 09, 14, 2018, 2020

Q.14. Write briefly about the rules and regulations of a valid endorsement.                         2012, 2016

Q.15. What are the liabilities or responsibilities of an Endorser?

Q.16. What is Bank Draft? What are the differences between Bank Draft and Cheque?   2015, 2019

Q.17. What do you mean by Payment In Due Course? What are its essential features?   2012, 2019

Q.18. Give the meaning of Hundies.  Write the two main types of Hundi. Distinguish between Bills of exchange and Hundi.                                2015, 2020

Unit – 6: Cheque – Collection and Payment of cheque:                 15 Marks

Bearer and Order cheque, Open and crossed cheque, Types of crossing and their significance, Not negotiable and account payee crossing. Protection of collecting banker, Payment of cheque, proper from of cheque, date, amount material alteration. Condition for dishonor of cheques.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. What is bearer cheque? Mention its features, advantages and disadvantages.

Q.2. What is order cheque? Mention its features, advantages and disadvantages.

Q.3. Write down the difference between bearer cheque and order cheque?

Q.4. Distinguish between open cheque and crossed cheque.

Q.5. What do you mean by Crossing of cheque? Who can cross a cheque? Explain briefly about the different types of crossing and their significance.                   2012, 2014, 2016, 2018, 2019

Q.6. Write the differences between General and Special crossing?

Q.7. Explain the meaning of Material Alteration of cheque with illustrations.        2015

Q.8. Who is a collecting banker? Discuss the duties and responsibility of a collecting banker. 2012, 2014, 2015, 2018, 2020

Q.9. What are the conditions to be fulfilled by the collecting banker to avail of statutory protection? What are the legal protections granted to a collecting banker?                         2016

Q.10. Explain the position of collecting banker as holder for value and as an agent of the customer.

Q.11. Who is known as paying banker? Mention his duties and liabilities.               2013, 2020

Q.12. What are the precautions to be taken by the paying banker before payment of cheques? 2015, 2016

Q.13. Explain the statutory protection available to the paying banker.     2017

Q.14. Under what conditions banker must pay a cheque?                             2014

Q.15. Explain the circumstances under which a banker can dishonour a cheque?                2013, 2015, 2017, 2019

*******************************
Also Read:

1. HS 12 Banking Chapter wise Notes

2. AHSEC Class 12 Banking Question Papers From 2012 Till Date

3. AHSEC Class 12 Banking Solved Question Papers From 2012 Till Date

4. Banking Chapter wise MCQs

5. Class 12 Banking Important Questions and Question Bank

*******************************

Unit – 7: Employment of Fund:                 10 Marks

Significance of liquidity, Cash balance, Cash reserves, Statutory Liquidity ratio, Principles of sound investment and lending, Overdraft, Cash credit, Loans, and advance, Hypothecation, Letter of credit.

Question Asked from 2010 to 2020 Plus Important Questions

Q.1. What is liquidity (2018) and liquid assets? Discuss the different forms of liquid assets.            2017

Q.2. Explain the significance of Liquidity. What are the factors affecting quantum of cash balance of banks? 2012, 2017

Q.3. Discuss briefly about the different types of Loans and advances granted by a commercial bank.  11, 14, 16

Q.4. Distinguish between loans, cash credit and overdraft.                           2017

Q.5. Discuss the lending principles followed by commercial banks while granting loans to customer.  12, 13, 15, 18, 19 

Q.6. What do you mean by investments? Mention the principles of sound investment. 2003, 05, 08, 2014, 2016, 2017

Q.7. What do you mean by Letter of Credit? Mention the various parties of a letter of credit.      2020

8. What the various types of letter of credit?                      2020

Q.9. Mention the nature and importance of letter of credit (L/C).

Q.10. Write a brief note on Cash Balance, Cash Credit and Cash Reserve.  2012, 2014, 2016

0/Post a Comment/Comments

Kindly give your valuable feedback to improve this website.