Gauhati University Question Papers
MICRO CREDIT INSTITUTIONS (May-June’ 2012)
Full Marks: 80
Time Allowed: 3 hours
Answer either in
English or Assamese
The figures in the
margin indicate full marks for the questions
a) Money
lenders usually calculated interest rates on _____ basis.
1) Flat
rate.
2) Floating
rate.
3) Both
(a) and (b).
4) None
of the above.
b) Loan
Brokers who undertake to obtain bank loans in their names for a fee knows as –
1) Pawn
brokers.
2) Piggy-back
intermediaries.
3) Shroffs.
4) None
of the above.
c) NREGA
provides guarantee for _____ days of guaranteed employment to one members of
rural household.
1) 50.
2) 75.
3) 100.
4) None
of the above.
d) The
Grameen Bank Model developed by Prof. Yunus was initiated in _____.
1) Bangladesh.
2) Pakistan.
3) Srilanka.
4) India.
e) In
some of the Indian states, the poverty population rate is higher in urban areas
as compared to rural areas. This statement is –
1) True.
2) False.
f) The
rate of interest change by Micro Financial Institutions is higher than the
interest rate charged by commercial banks. This statement is –
1) True.
2) False.
g) Which
of the following is/are regulatory bodies in rural finance?
1) RBI.
2) NABARD.
3) Both
(a) and (b).
4) SBI.
h) NABARD
can provide refinance facilities to –
1) State
Cooperative Banks.
2) Regional
Rural Banks.
3) Commercial
Bank.
4) All
of the above.
i)
Which of the following laws do not regulate MFIs
in India?
1) Reserve
Bank of India Act 1934.
2) Banking
Regulation Act, 1949.
3) Companies
Act, 1956.
4) None
of the above.
j)
Which of the following is not a rural
development programme?
1) SGSY.
2) SJSRY.
3) NREGA.
4) None
of the above.
2.
Answer the following in about 50 words each: 2x5=10
a)
What is micro finance?
b)
What do you mean by human poverty index?
c)
State the basis purpose of federated self help
groups?
d)
What do you mean by economically active poor?
e)
State the meaning of financial inclusions.
3.
Answer any four of the following in about 150 words each: 5x4=20
a) Justify
the need of micro finance in India.
b) Briefly
state the organisational structure of Assam Grameen Vikash Bank.
c) What
are the salient features of self Help Group?
d) Write
a short note on any one NGO engaged in providing rural finance.
e) State
the need for regulating MFIs in India.
f) What
is SHG-bank-linkage model?
4.
Is micro finance different from micro-credit? Discuss their role in poverty
eradication. 5+5=10
Or
What are the various micro finance models?
Discuss their special features. 5+5=10
5.
Make a critical assessment of RBI’s policy on rural development. 10
Or
What are the functions of NEDFI? Write a
note on its development activities in the North East India? 5+5=10
6.
Explain the need for Regional Rural Banks. What are their distinguish features? 5+5=10
Or
Discuss the functions and progress of
NABARD. 5+5=10
7.
Discuss the important features of NREGA and its role in rural development. 5+5=10
Or
Critically examine the role of banks in the rural
development of our country.
***
Post a Comment
Kindly give your valuable feedback to improve this website.