Gauhati University Question Papers
MICRO CREDIT INSTITUTIONS (May-June’ 2014)
Full Marks: 80
Time Allowed: 3 hours
Answer either in
English or Assamese
The figures in the
margin indicate full marks for the questions
1.
Select the most appropriate answer from the multiple choices given against
each: 1x5=5
a) “Rural
financial services do not include credit for consumption purposes.” This
statement is –
1)
True.
2)
False.
b) Micro
Credit refers to –
1)
Small loans.
2)
Small savings.
3)
Micro insurance.
4)
All of the above.
c) MGNREGA
is associated with –
1)
Housing.
2)
Wages.
3)
Skill development.
4)
Social pension.
d) NGO-MFIs
are registered under –
1)
Trust Act, 1882.
2)
Societies Registration Act, 1860.
3)
Section 25 of Indian Companies Act.
4)
All of the above.
e) Which
type of agricultural finance is provided by the NABARD?
1) Short-term
loans.
2) Medium
term loans.
3) Long-term
loans.
4) All
of the above.
2.
Answer the following questions in about 30 words each: 2x5=10
a) Define
microfinance.
b) What
do you mean by rural environment?
c) Mention
any two principles of cooperation.
d) What
is rural indebtedness?
e) State
any three rural development programmes sponsored by the Government of India.
3.
Answer any five of the following in about 150 words each: 5x5=25
a) Discuss
the basic functions of NABARD.
b) State
the important features of rural economy in India.
c) Briefly
narrate the role of Regional Rural Banks in meeting rural credit needs.
d) Discuss
the salient features of Grameen Joint Liability group Model of micro lending.
e) Explain
the benefits of microfinance.
f) Write
a note on the structure of Cooperative banks in India.
g) Discuss
on the problems of Self Help Groups in India.
4.
Answer the following in about 600 words each:
(a)
What are the key principles of microfinance? Discuss. 10
Or
Explain
the role of Self Help Groups in rural development. Are you satisfied with their
achievement till date? Examine. 6+4=10
(b)
Discuss the role played by the Reserve Bank of India in extending and
regulating rural finance. 10
Or
Illuminate
the role of NEDFI in providing rural finance in the North Easter Region of
India. 10
(c)
Discuss the functions and performance of Assam Gramin Vikash Bank. 10
Or
Describe the structure of Regional Rural Banks in India. Do
they need any restructuring? Discuss. 6+4=10
(d)
Highlight the important features of any two rural development programmes
initiated by the Government of India. 6+4=10
Or
Make a critical assessment on the success and achievement
of MGNREGA.
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