Gauhati University Question Papers
MICRO CREDIT INSTITUTIONS (May-June’ 2015)
Full Marks: 80
Time Allowed: 3 hours
Answer either in
English or Assamese
The figures in the
margin indicate full marks for the questions
1.
Select the most appropriate answer from the multiple choices given against
each: 1x5=5
a) Micro
Enterprises refer to –
1)
Small retail shops.
2)
Street vending.
3)
Artisanal manufacture.
4)
All of the above.
b) NABARD
was set up in the year –
1)
1980
2)
1981
3)
1982
4)
1983
c) Khadi
and Village Industries Commission is under the ministry of –
1)
Rural Development.
2)
Micro, small and medium enterprises.
3)
Panchyatiraj.
4)
Textiles.
d) The
key stakeholder of MNREGA –
1)
Wages seekers.
2)
Gram Sabha.
3)
Gram Panchayat.
4)
All of the above.
e) Valmiki Ambedkar Awas Yojana (VAMBAY) was launched in
–
1) 2001
2) 2002
3) 2003
4) 2004
2.
Answer the following questions in about 30 words each: 2x5=10
a) What
is Microcredit?
b) Mention
the names of any two microfinance institutions opening in Assam.
c) How
was Assam Grameen Vikash Bank formed?
d) State
any two rural development programmes sponsored by the Government of India.
e) Mention
two salient features of PMEGP.
3.
Answer any five of the following in about 150 words each: 5x5=25
a) How
does micro finance help in changing the lives of poor people in rural areas?
b) Briefly
narrate the problems of Self Help Groups in India?
c) Write
a brief note on NEDFI.
d) Describe
the organisational structure of Regional Rural Banks in India.
e) Discuss
the salient features of SGSY.
f) Critically
analyse the contribution of NGO’s in the areas of rural development.
g) What
do you mean by priority sector advances? What are the categories of priority
sector?
4.
Answer the following in about 600 words each:
(a)
Discuss in detail the role of micro finance institutions in rural development? 10
Or
“SHG-Bank linkage programme in India is
considered as the biggest micro finance programme in the world.” Examine this
statement. 10
(b)
Discuss the role played by the Reserve Bank of India in extending and
regulating rural finance. 10
Or
Discuss the organisational structure of
RGVN. How has RGVN brought change in the lives of rural poor women? 5+5=10
(c)
Critically analyse the rule of NABARD in rural development of India. 10
Or
Discuss the role of SBI in rural credit and
finance. 10
(d)
Define the term ‘rural development’. Discuss the need and importance of rural
development in India. 4+6=10
Or
What do you understand by people’s participation? Explain
the factors affecting people’s participation. 4+6=10
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