2013
RURAL AND MICRO FINANCE
Full Marks: 80
Time: 3 hours
(The figures in the margin indicate full marks for the questions)
1. Answer as directed: 1x10=10
1) State the meaning of rural environment.
2) State the meaning of micro credit.
3) What is meant by rural industries?
4) What is meant by refinance?
5) State the essence of a co-operative society.
6) What are the objectives of private money lenders?
7) State the sources of rural finance.
8) State the features of handicraft and handloom industries.
9) What is meant by self help group (SHG)?
10) What are the sources of institutional finance for rural sector?
2. Answer as directed: 2x5=10
a) Mention the composition of rural economy and state how it is different from urban economy.
b) State the major forest resources of north east India.
c) What are the problems of handloom industries of Assam?
d) State the problems encountered by Co-operative Institution of Assam.
e) Mention two features of primary agricultural credit co-operatives.
3. Answer the following:
(a) Examine the urban-rural linkage and explain their mutual complementary role of one over the other. 5
Or
Discuss the essential features of rural economy of India. 5
(b) Examine critically the success or failure of green revolution in India. 5
Or
Analyse the significance of rural and cottage industries in promoting rural employment. 5
(c) Discuss the different types of micro credit. 5
Or
Discuss the role of indigenous bankers in the Indian economy. 5
(d) Explain the role of Gaon Panchayat Samabay Samiti (GPSS) in rural development. 5
Or
Discuss the problems encountered in conducting rural credit survey and state the objectives of such survey. 5
4. (a) Explain the need for micro finance and state the mechanism of micro-credit delivery system. 10
Or
Examine the population structure of India and their different segments as per the Census Report of 2011. State the steps adopted for human resource development by the Government of India. 10
(b) Examine the problems of and extent of rural indebtedness in India. State the steps adopted to mitigates the problems. 10
Or
Give the account of co-operative movement in India for promotion of economic development.10
(c) Describe the Reserve Bank of India’s (RBI) policy on credit allocation to rural sector. 10
Or
Discuss the importance of agriculture and its contribution to India economy. 10
(d) Elaborate the scheme of credit extended by commercial banks to rural sector. 10
Or
Explain the government policy adopted for rural industries. 10
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