AHSEC – CLASS 11: BANKING
QUESTION BANKS FOR UPCOMING EXAM
Unit – 1: Nature and Organisation of Bank
(Expected Marks: 20)
Q. Define Bank. Discuss
the primary function and secondary functions (General Utility and Agency) of
commercial bank.
Q. Define the term
Banking. Explain how a bank creates credit.
Q. What do you mean by Internal and External organisation
of commercial bank? Mention the different departments of a bank.
Q. Mention the limitations of credit
creation process of commercial bank.
Q. State the conditions under which a bank
can open a branch. Mention the procedure of branch opening by a bank.
Q. Name the various types of loans and
advances provided by commercial banks.
Q. Define in two lines: Overdraft,
Derived deposit, Commodity money, token money, credit money, paper money.
Unit – 2: Associated Concept
(Expected Marks: 15)
Q. What is Trade Cycle?
Discuss the various phases of Trade Cycle.
Q. What do you mean by
Barter trade? State briefly five difficulties of Barter system.
Q. What is Inflation? Discuss
the causes and effect of Inflation.
Q. Mention two features of inflation. What
are its various types?
Unit – 3: Different types of Banks
(Expected Marks: 20)
Q. Distinguish between:
(5 points only)
Ø Commercial Banks and Investments Banks
Ø Central Bank and Commercial bank
Ø Co-operative bank and Commercial bank 2015
Q. Name various types of
Banks and define them in two lines.
Q. What are Development
banks? Mention its three features and functions.
Q. What is Regional Rural
bank? Mention its three features?
Q. What is Indigenous Banker? Mention
its four features. Mention three defects of Indigenous banks.
Q. Discuss five functions of
Indigenous banker.
Q. What is co-operative bank? Mention
its three features?
Unit – 4: Functions of Central Banks
(Expected Marks: 20)
Q. What is Central Bank? Mention its four
characteristics. Discuss the functions of central bank as banker of the
government.
Q. Discuss the functions
of central bank as banker of banks.
Q. Explain the functions
of RBI as note issuer. Describe the methods of issuing notes by the central
government.Q. Discuss the qualitative and quantitative credit control methods
of the central bank.
Q. Define in two lines: Repo Rate,
Reverse Repo Rate, Cash Reserve Ratio, Variable reserve ratio,
Unit – 5: Different types of Bank Account
(Expected Marks: 15)
Q. Name the different
types of Bank account. Mention two advantages and disadvantages of Current,
Savings and Fixed deposit accounts.
Q. Explain the procedure
of opening a bank account.
Q. What is e-banking and
Pay-in-slip? What are the different types of e-services?
Q. What is credit card and ATM?
Mention their three uses.
Q. What do you mean by Banker and
Customer? Mention any four types of customer of Bank.
Q. Write in two lines: Cheque Book,
Pass Book, Pay in slip, E-banking, E-services, Credit card and ATM.
Unit – 6: Different types of Bank Customer
(Expected Marks: 10)
Q. What is the procedure
of opening a bank account by a Married woman?
Q. What is the procedure
of opening a bank account by a minor? 2015
Q. What is a Bank
Customer? What are the documents required to be submitted before opening a bank
account by a company, partnership firm and minor?
Q. What is the procedure of opening a
bank account by a partnership firm?
Q. What is joint account? State the
procedure of opening a joint account.
Q. Define in two lines: Ombudsman,
Liquidator, Trustee, Minor, Executor
