Risk Management Question Paper 2025 [Dibrugarh University BCOM 2nd SEM FYUGP]

Risk Management Question Paper 2025 (May/June)
Dibrugarh University BCOM 2nd SEM NEP Syllabus

COMMERCE (Generic Elective Course)

Paper: GECCOM2 (D) – Risk Management

Full Marks: 60 (80 for 2023 Batch)

Time: 2 hours (3 hours for 2023 Batch)

1. (a) Write 'True' or 'False' of the following: (1×3=3)

(i) Risk management does not involve with the assessing of risk.

(ii) Identifying loss exposures help in understanding potential risks.

(iii) Marine insurance is exclusively for passenger ships.

(b) Fill in the blanks of the following: (1×3=3)

(i) Reinsurance is a process which reduces the risk of the original ______.

(ii) _______ risk is a crucial step in the risk management process.

(iii) The IRDA Act, deals with __________ related activities.

2. Write short notes on any three of the following: (4×3=12)

(a) Market Risk

(b) Commercial insurance

(c) Loss Exposures

(d) Importance of risk financing

(e) Risk retention

3. (a) Define risk. Explain the various sources of risk. (3+8=11)

OR

(b) What is risk management? Discuss the process of risk management. (3+8=11)

4. (a) What do you mean by non-insurance transfer? Explain the features of non-insurance transfer. (3+8=11)

OR

(b) What are paying losses? Explain the [objectives] of paying losses in risk management. (3+8=11)

5. (a) What is personal risk management? [Discuss] the different types of personal risk. (2+8=10)

OR

(b) Explain the various features of identification of personal risk exposures.

6. (a) What is credit risk? Discuss the impact of credit risk on the banking system. (3+7=10)

OR

(b) What is liquidity risk? Discuss the strategies adopted by banks for controlling liquidity risk. (3+7=10)

Additional Questions (20 marks for 2023 Batch)

7. (a) Explain the features of risk. (10)

OR

(b) Discuss the limitations of risk management system. (10)

8. (a) Discuss the factors influencing risk retention. (10)

OR

(b) What do you mean by captive insurance? Explain the limitations of captive insurance. (3+7=10)

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