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Monday, March 19, 2018

AHSEC - Class 11 Question Paper: Banking' 2017

Full Marks: 100
Time: 3 hours
The figures in the margin indicate full marks for the questions.
1. Answer as directed:                                   1x8=8
a)      In which year were the Presidency Banks of India amalgamated?
b)      The Banking Regulation Act was passed in the year ____. [Fill in the blank]
c)       What is barter system?
d)      State a characteristic of inflation.
e)      Write the full form of ATM.
f)       Who is a bank customer?
g)      Overdraft facility can be availed in current/savings/fixed deposit account. [Choose the correct answer]
h)      Write what is indigenous banker.
2. What do you mean by trade cycle?                                     2
3. Give the meaning of Banking Ombudsman.                    2

4. Write two advantages of current account.                       2
5. Name any two public sector banks of India.                    2
6. State two important functions of commercial bank.                    2
7. What are the different types of e-banking services?                   3
8. Explain the types of loans given by the of commercial bank.                    3
9. State the procedure of opening joint account.                                               3
10. Explain why Central Bank is called ‘lender of last resort’.                         3
11. State any three stimulating effects of inflation.                                           3
12. Discuss the general utility functions of a bank.                             5

13. State about licensing of banks.                                                           5
14. What are the differences between Commercial Bank and Central Bank?                         5
15. Describe the characteristics of regional rural bank.                    5
16. Explain the techniques of creating credit by a commercial bank.                                          5
17. What are the main phases of trade cycle?                                     5
Explain the meaning of depression.
18. State any two selective credit control techniques adopted by the RBI.                             5
Describe the procedure of opening a bank account in the name of a minor.                         5
19. Discuss the evolution, origin and growth of banking in India.                                                8
What do you mean by internal and external organization of commercial bank? Describe the different departments of a commercial bank.
20. Discuss the causes and effects of inflation.                                                   8
21. Explain in brief the various functions of the Central Bank.                      8
Explain the functions of Central Bank as (a) Bank of note issue and (b) Banker’s bank.     4+4=8
22. Write short notes on any two of the following:                           4x2=8
a)      Banker’s clearing house.
b)      Investment bank.
c)       Recession.
d)      Overdraft.
e)      Pay-in-slip book.

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