Indian Banking System Question Papers May 2017Dibrugarh University B.Com 4th and 5th SemCOMMERCE
(General)Course:
404 (Indian Banking System)Time:
3 hoursThe
figures in the margin indicate full marks for the questions(NEW COURSE)Full
Marks: 80Pass
Marks: 24
a)
‘Bank of Bombay’ was established in 1843.
b)
The Banking Regulations Act was enacted in the
year 1934.
c)
ICICI Bank was the first bank to offer Internet
Banking in India.
d)
Factoring is a method of raising long-term
finance.
(b) Fill in the
blanks: 1x4=4
a)
RBI was nationalized in the year ____.
b)
The full form of NEFT is ____.
c)
The Imperial Bank of India was established in
the year ____.
d)
Schedule banks are listed in the Second Schedule
of ____.
2. Write short notes on (any
four): 4x4=16
a)
Phone Banking.
b)
Cash Reserve Ratio.
c)
Unit Banking.
d)
Cash Credit.
e)
Rural Bank.
f)
Core Banking.
3. (a) Discuss about the
evolution of banking systems in India. 14
Or
(b) Write the provisions of
Banking Regulation Act, 1949 regarding licensing and opening of new branches of
banking companies. 8+6=14
4. (a) Explain the advantages and
disadvantages of branch banking system. 7+7=14
Or
(b) Distinguish between: 7+7=14
a)
Public sector bank and Private sector bank.
b)
Retail banking and Wholesale banking.
5. (a) Discuss the main reasons
behind the nationalization of banks in our country. 14
Or
(b) Explain the principles of
investment policy followed by banks. 14
6. (a) What is e-banking? Discuss
about the various services provided through e-banking. 4+10=14
Or
(b) Explain the following: 7+7=14
a)
Revolving credit.
b)
Bridge loan.
Also Read: Indian Banking System Question Paper Dibrugarh University B.Com 4th Sem and 5th Sem
(OLD COURSE)
Full Marks: 80
Pass Marks: 32
Time: 3 hours
1. (a) Write True or False: 1x4=4
a)
State Bank of India was nationalized in 1969.
b)
Group banking system is popular in Europe.
c)
Foreign exchange market has no geographical
location.
d)
Private sector banks may be Indian banks or
foreign banks.
(b) Fill in the
blanks: 1x4=4
a)
According to Section ____ of Reserve Bank of
India Act, 1934 banks have to maintain Cash Reserve Ratio.
b)
The full form of OTCEI is ____.
c)
Capital market is the market for ____.
d)
Overdraft facility is provided on ____ account.
2. Write short notes on (any
four): 4x4=16
a)
State Bank of India.
b)
Schedule Bank.
c)
Current Account.
d)
Bank Draft.
e)
Syndicated Loan.
f)
Internet Banking.
3. (a) Discuss the role of banks
in the economic development of a country. 12
Or
(b) Discuss about the various
classification of banks of India. 12
4. (a) Explain the powers of
Reserve Bank of India as provided in the Banking Regulation Act, 1949. 11
Or
(b) Explain the advantages and
disadvantages of branch banking system. 6+5=11
5. (a) What is nationalization of
bank? Discuss the objectives of bank nationalization in our country. 4+7=11
Or
(b) Describe the principles of
good lending generally followed by banks. 11
6. (a) What is money market?
Discuss the characteristics of Indian money market. 4+7=11
Or
(b) Discuss about the evolution
of Indian capital market. 11
7. (a) Discuss the various
advantages of mobile banking. 11
Or
(b) Explain the following: 5+6=11
a)
Core Banking.
b)
Factoring service.