Indian Banking System Question Paper 2023 [Dibrugarh University B.Com 1st Sem NEP Syllabus]

1. (a) Write whether True or False of the following:        1x4=4

(1) Banks accept deposit for the purpose of lending and investment.

(2) Bank of Madras was established in 1840.

(3) The Banking Regulation Act was passed in 1969.

(4) The purpose of OTP in digital financial transactions is to authorize and verify the user’s identity.

(b) Fill in the blanks:    1x4=4

(1) RBI was established in the year ______.

(2) The full form of RTGS is ______.

(3) Scheduled banks are listed in the ______ Scheduled of RBI.

(4) The BHIM App was launched by the Prime Minister in the year ______.

2. Write short notes on any four of the following:        4x4=16

(a) Public sector bank.

(b) Phone banking.

(c) Classification of banks.

(d) Bancassurance.

(e) Stock broking.

(f) Syndicated loan.

(g) Relationship banking.

3. (a) What is banking? Discuss the features of a bank.        4+10=14

Or

(b) What is bank digitization? Explain its advantages and disadvantages.       4+6+4=14

4. (a) What is unit banking? Mention the differences between Unit Banking and Branch Banking.        4+10=14

Or

(b) Explain the following:           7+7=14

(1) Features of universal banking.

(2) Functions of retail banking.

5. (a) What is the meaning of bank privatization? Discuss the advantages and limitations of bank privatization.  3+6+5=14

Or

(b) What is mutual fund? Discuss the advantages of investment in mutual funds. 4+10=14

6. (a) What is Internet banking? Explain about the various services that Internet banking system can provide to its customers.        3+11=14

Or

(b) Explain the following:       7+7=14

(1) Types of financing by banks.

(2) UPI.