Indian Banking Regulation Question Paper December 2024 [Dibrugarh University BCOM 3rd SEM NEP Syllabus]

Indian Banking Regulation Question Paper December 2024
Dibrugarh University BCOM 3^rd SEM NEP Syllabus

Total Marks: 60

Time: 3 Hours

Paper: MINBNI3

(Banking and Insurance Major)

1. Fill in the blanks:        1x4=4

(a) Scheduled banks are included in the __________ Schedule of the Reserve Bank of India Act, 1934.

(b) ___________ was established to supervise banks and financial institutions.

(c) The implementation of ___________ in banks is primarily aimed to address money laundering risk.

(d) RBI is the ___________ to the government.

2. Write short notes on (any four):          4x4=16

(a) Audit of banking company

(b) Statutory liquidity ratio

(c) Cash-currency management

(d) Bank liquidation

(e) Open market operation

(f) Joint bank account holder

3. (a) Discuss the powers of the Reserve Bank of India under the Banking Regulation Act, 1949.

OR

(b) Explain the essential features of the Prevention of Money Laundering Act, 2002.

4. (a) Discuss the provisions of the Banking Regulation Act, 1949 regarding the following:              10

(i) Licensing of bank branches

(ii) Minimum capital requirement

OR

(b) Define CRR. Explain how CRR helps the Reserve Bank of India in regulating liquidity in the banking system. 3+7=10

5. (a) What is corporate governance in banking? Discuss the elements of corporate governance in the Indian banking system. 3+7=10

OR

(b) What are the various methods adopted by banks for customer relationship management?    10

6. (a) Discuss about bank-customer relationship and their mutual rights and duties.

Or

(b) Explain the position of the following as customers of bank:

(a) Minors

(b) Partnership Firm

*****