Introduction to Banking
Question Paper 2023
Dibrugarh University BCOM
1st SEM NEP 2023
1 SEM FYUGP GECCOMM1
(A/B/C/D)
2023 (December)
COMMERCE (Generic Elective Course)
Paper: GECCOM1
Full Marks: 80
Pass Marks: 24
Time: 3 hours
The figures in the margin indicate full marks for the questions.
Paper: GECCOM1D (Introduction
to Banking)
1. (a) Write True or False: 1x4=4
(1) Bank provides no
interest to Current Account.
(2) Mobile banking is the
latest development in the banking services.
(3) NEFT transactions are
not limited to domestic transactions only.
(4) E-Banking contributes
to environmental sustainability by eliminating the need for paper-based account
information.
(b) Fill in the blanks: 1x4=4
(1) Flexi deposits combine
the features of fixed deposit and _______.
(2) Remittance of fund is
a _______ function of a bank.
(3) The full form of RTGS
is _______.
(4) _______ is a global
messaging network used by banks and financial institutions for secure
communication and transaction processing.
2. Write short notes on any four of the
following: 4x4=16
(a) Regional rural bank.
(b) Recurring deposits.
(c) Promissory note.
(d) Mobile banking.
(e) Flexi deposit.
(f) Fixed deposit receipt.
3. (a) Discuss about the evolution of the
Indian banking system. 14
Or
(b) Discuss the following: 7+7=14
(1) Scheduled banks vs.
Non-Scheduled banks.
(2) Central bank vs.
Commercial bank.
4. (a) Explain the primary functions of a
bank. 14
Or
(b) Explain the general
utility functions provided by a bank in modern times. 14
5. (a) Explain the procedure of opening a
Savings Bank Account. 14
Or
(b) What is KYC? Explain the need and norms of
KYC. 4+5+5=14
6. (a) What is electronic fund transfer?
Discuss the advantages and limitations of electronic fund transfer. 3+7+4=14
Or
(b) What do you mean by
E-Banking? Discuss the general features of E-Banking. 4+10=14
Also read: B.COM 1ST SEM (NEP 2023)
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