Introduction to Banking Question Paper 2023 [Dibrugarh University BCOM 1st SEM NEP Syllabus]

Introduction to Banking Question Paper 2023
Dibrugarh University BCOM 1^st SEM NEP Syllabus

1 SEM FYUGP GECCOMM1 (A/B/C/D)

2023 (December)

COMMERCE (Generic Elective Course)

Paper: GECCOM1

Full Marks: 80

Pass Marks: 24

Time: 3 hours

The figures in the margin indicate full marks for the questions.

Paper: GECCOM1D (Introduction to Banking)

1. (a) Write True or False:                             1x4=4

(1) Bank provides no interest to Current Account. 

(2) Mobile banking is the latest development in the banking services.

(3) NEFT transactions are not limited to domestic transactions only.

(4) E-Banking contributes to environmental sustainability by eliminating the need for paper-based account information.

(b) Fill in the blanks:                                    1x4=4

(1) Flexi deposits combine the features of fixed deposit and _______.  

(2) Remittance of fund is a _______ function of a bank.

(3) The full form of RTGS is _______.

(4) _______ is a global messaging network used by banks and financial institutions for secure communication and transaction processing.

2. Write short notes on any four of the following:                              4x4=16

(a) Regional rural bank.

(b) Recurring deposits.

(c) Promissory note.

(d) Mobile banking.

(e) Flexi deposit.

(f) Fixed deposit receipt. 

3. (a) Discuss about the evolution of the Indian banking system.                  14

Or

(b) Discuss the following:                          7+7=14

(1) Scheduled banks vs. Non-Scheduled banks.

(2) Central bank vs. Commercial bank.

4. (a) Explain the primary functions of a bank.                      14

Or

(b) Explain the general utility functions provided by a bank in modern times.  14

5. (a) Explain the procedure of opening a Savings Bank Account.                 14

Or

(b)  What is KYC? Explain the need and norms of KYC.      4+5+5=14

6. (a) What is electronic fund transfer? Discuss the advantages and limitations of electronic fund transfer.      3+7+4=14

Or

(b) What do you mean by E-Banking? Discuss the general features of E-Banking. 4+10=14

Also read: Dibrugarh University B.COM 1ST SEM NEP Syllabus Question Papers