Introduction to Banking Question Paper 2023 [Dibrugarh University BCOM 1st SEM NEP 2023]

Introduction to Banking Question Paper 2023
Dibrugarh University BCOM 1^st SEM NEP 2023

1 SEM FYUGP GECCOMM1 (A/B/C/D)

2023 (December)

COMMERCE (Generic Elective Course)

Paper: GECCOM1

Full Marks: 80

Pass Marks: 24

Time: 3 hours

The figures in the margin indicate full marks for the questions.

Paper: GECCOM1D (Introduction to Banking)

1. (a) Write True or False:                             1x4=4

(1) Bank provides no interest to Current Account. 

(2) Mobile banking is the latest development in the banking services.

(3) NEFT transactions are not limited to domestic transactions only.

(4) E-Banking contributes to environmental sustainability by eliminating the need for paper-based account information.

(b) Fill in the blanks:                                    1x4=4

(1) Flexi deposits combine the features of fixed deposit and _______.  

(2) Remittance of fund is a _______ function of a bank.

(3) The full form of RTGS is _______.

(4) _______ is a global messaging network used by banks and financial institutions for secure communication and transaction processing.

2. Write short notes on any four of the following:                              4x4=16

(a) Regional rural bank.

(b) Recurring deposits.

(c) Promissory note.

(d) Mobile banking.

(e) Flexi deposit.

(f) Fixed deposit receipt. 

[Message to CopyCat Website: Thet*****re*not**.in, You are Fully uploading my Solved Papers on your website even after telephonic converstion. Now, i feel very sad and shame because during your studies my website helps all of you a lot but i was not able to taught  all of you some ethics. Also your parents failed to do so. I also feel very sad for expecting some genuine and pure work form such CopyCats and boneless people.]

3. (a) Discuss about the evolution of the Indian banking system.                  14

Or

(b) Discuss the following:                          7+7=14

(1) Scheduled banks vs. Non-Scheduled banks.

(2) Central bank vs. Commercial bank.

4. (a) Explain the primary functions of a bank.                      14

Or

(b) Explain the general utility functions provided by a bank in modern times.                     14

5. (a) Explain the procedure of opening a Savings Bank Account.                 14

Or

(b)  What is KYC? Explain the need and norms of KYC.                                  4+5+5=14

6. (a) What is electronic fund transfer? Discuss the advantages and limitations of electronic fund transfer.      3+7+4=14

Or

(b) What do you mean by E-Banking? Discuss the general features of E-Banking. 4+10=14

Also read: B.COM 1ST SEM (NEP 2023)

***