Indian Banking System Question Paper' 2024 [Dibrugarh University B.Com 1st Sem NEP Syllabus]

Indian Banking System Question Paper 2024
Dibrugarh University BCOM 1st SEM NEP Syllabus

Paper: MINBNI1 (Indian Banking System)

Total Marks: 60, Pass Marks: 24

1. Answer the following as directed: 1x8=8

(a) The first commercial bank established in India was ________ . (Fill in the blank)

(b) National Payments Corporation of India has developed UPI in India. (Write True or False)

(c) Bridge loans have higher interest rate compared to other loans. (Write True or False)

(d) Oriental Bank of Commerce and United Bank of India merged into ________ . (Fill in the blank)

(e) RBI was nationalized in the year ________ . (Fill in the blank)

(f) Scheduled banks are listed in the ________ schedule of RBI. (Fill in the blank)

(g) Nostro and vostro account is relevant in correspondent banking. (Write True or False)

(h) Which is the first mobile payment app in India based on UPI?

2. Write short notes on any three of the following: 4x3=12

(a) Parties involved in a syndicated loan arrangement

(b) Privatization of banks in India post, 1991

(c) Mobile wallet

(d) Bancassurance

(e) Real-time gross settlement (RTGS)

(f) Factoring

3. (a) Discuss the development of banking sector in India after Independence. 10

Or

(b) Discuss the objectives of bank nationalization in India in 1969 and 1980.

4. (a) Explain the advantages and disadvantages of branch banking system. 6+4=10

Or

(b) Discuss the reasons behind amalgamation of public sector banks in India.

5. (a) Discuss in detail the classification of mutual funds.

Or

(b) Distinguish between the following: 5x2=10

(i) Commercial Bank vs. Cooperative Bank

(ii) Wholesale Banking vs. Retail Banking

6. (a) Discuss the various agency services rendered by commercial bank. 10

Or

(b) Explain the following: 5+5=10

(i) UPI system

(ii) Mobile banking

(Additional 20 marks for 2023 Batch)

7. (a) Discuss the functions of commercial banks. 10

Or

(b) Write the differences between Branch Banking and Unit Banking System.

8. (a) Distinguish between Commercial Bank and Central Bank. 10

Or

(b) Write the advantages of Internet banking.