Indian Banking System Question Papers May 2019Dibrugarh University B.Com 4th and 5th SemCOMMERCE
(General)Course:
404 (Indian Banking System)Time:
3 hoursThe
figures in the margin indicate full marks for the questions(NEW COURSE)Full
Marks: 80Pass
Marks: 24
1)
Fourteen Indian commercial banks were
nationalized in the year _______.
2)
The _______ was the first banking institution
established in 1770.
3)
The Reserve Bank of India adopts _______ method
for issuing notes.
4)
The full form of RTGS is _______.
(b) Write True or False: 1x4=4
1)
The Imperial Bank was not given the power of
issuing note.
2)
Functions of development bank and commercial
bank are not same.
3)
The earlier name of the Reserve Bank of India
was Imperial Bank.
4)
The State Bank of India was the first bank in
India to launch credit card.
2. Write short notes on (any four): 4x4=16
a)
Public sector bank.
b)
Lead bank scheme.
c)
Group banking.
d)
Regional rural bank.
e)
Universal banking.
f)
Objectives of bank nationalization.
3. (a) Explain the role of commercial banks in economic
development of a country. 14
Or
(b) Discuss in detail about the
classification of banks in India. 14
4. (a) Explain the differences between branch banking system
and unit banking system. 14
Or
(b) Explain the following: 7x2=14
1)
Pure banking.
2)
Wholesale banking.
5. (a) Discuss the principles of sound investment policy
adopted by Indian commercial banks. 14
Or
(b) Distinguish between the following: 7x2=14
1)
Private sector banks vs. Indigenous banks.
2)
SLR vs. CRR.
6. (a) What is mobile banking? Explain about various services
that mobile banking system can provide to its customers. 4+10=14
Or
(b) Describe the following: 7x2=14
1)
Internet banking.
2)
Revolving credit.
Also Read: Indian Banking System Question Paper Dibrugarh University B.Com 4th Sem and 5th Sem
(OLD
COURSE)
Full
Marks: 80
Pass
Marks: 32
1. (a) Write True or False: 1x4=4
1)
The first Presidency Bank in India was
established in 1821.
2)
The Reserve Bank of India has five local boards
for its supervision.
3)
In the year 1980, 6 numbers of Indian commercial
banks were nationalized.
4)
Foreign exchange market has no geographical
location.
(b) Fill in the blanks: 1x4=4
1)
Capital market is the market for _______.
2)
The Reserve Bank of India was established in the
year _______.
3)
The full form of RTGS is _______.
4)
Scheduled banks are listed in the Second
Schedule of _______ Act.
2. Write short notes on (any four): 4x4=16
a)
Current deposit.
b)
Lead bank scheme.
c)
Cash reserve ratio.
d)
Private banking system.
e)
Money market.
f)
ATM.
3. (a) Discuss the agency service of commercial banks. 11
Or
(b) Discuss about the classification of
banks of India. 11
4. (a) What do you mean by branch banking and unit banking?
Distinguish between them. 3+3+6=12
Or
(b) Discuss the main functions of regional
rural banks. 12
5. (a) What is liquidity? State the factors that affect cash
reserve of commercial banks. 3+8=11
Or
(b) Discuss the achievements of Indian
commercial banks after nationalization. 11
6. (a) Explain the differences between money market and
capital market. 11
Or
(b) Explain the following: 5+6=11
1)
Interbank market.
2)
Stock market.
7. (a) Discuss the advantages of Internet banking. 11
Or
(b) What do you mean by ‘bride loan’?
Describe the characteristics of bridge loan. 3+8=11
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