Indian Banking System Question Paper 2022 [Dibrugarh University B.Com 5th Sem CBCS Pattern]

Indian Banking System Question Paper 2022

5 SEM TDC DSE COM (CBCS) 501 (GR-IV)

2022 (Nov/Dec)

COMMERCE (Discipline Specific Elective)

(For Honours/Non-Honours)

Paper: DSE-501 (Group-IV)

(Indian Banking System)

Full Marks: 80

Pass Marks: 32

Time: 3 hours

The figures in the margin indicate full marks for the questions

1. Answer the following as directed:        1x8=8

(a) The RBI follows _______ system for issuing paper currency notes. (Fill in the blank)

(b) Bank deposit is a non-marketable security. (Write True or False)

(c) Punjab National Bank was established in the year _______. (Fill in the blank)

(d) ‘Skimming’ in E-banking is a method of _______. (Fill in the blank)

(e) There is no limit on transactions through NEFT. (Write True or False)

(f) Chain-banking is a cheap system of banking. (Write True or False)

(g) Section _______ of the Banking Regulation Act discusses about licensing of banking companies. (Fill in the blank)

(h) Unit Banking originated in _______. (Fill in the blank)

2. Write short notes on any four of the following:              4x4=16

(a) Imperial Bank of India.

(b) Regional Rural Banks.

(c) Relationship banking.

(d) Reserve Bank of India as bankers’ bank.

(e) Debit card.

(f) Bridge loan.

3. (a) Discuss about the development of banking in India after Independence.      14

Or

(b) Describe the kinds of a business a banking company may engage as provided in the Banking Regulation Act, 1949. 14

4. (a) What is universal banking? Discuss the advantages and limitations of universal banking system.           4+8+2=14

Or

(b) Distinguish between the following:   7+7=14

(1) Retail banking and Corporate banking.

(2) Commercial banking and Cooperative banking.

5. (a) What is bank nationalization? Explain about the major achievements of nationalized banks. 4+10=14

Or

(b) Explain the following:              7+7=14

(1) Investment policy of Indian commercial banks.

(2) Your arguments in favour of bank nationalization.

6. (a) Write a note on different types of financing facility provided by banks in recent times. 14

Or

(b) What is phone banking? What are the functions that can be done by mobile banking? Discuss.               4+10=14

Also Read: 

Indian Banking System Question Paper Dibrugarh University BCOM 5th Sem

- Indian Banking System Question Paper 2021

- Indian Banking System Question Paper 2022

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