Digital Banking Question Paper June 2025 [Dibrugarh University BCOM 4th SEM NEP Syllabus]

Digital Banking Question Paper 2025 (June)
Dibrugarh University BCOM 4^th SEM NEP Syllabus

COMMERCE (Minor)

Full Marks: 60 | Time: 2 hours

Paper: COM MINBNI4 (Digital Banking)

1. Answer the following as directed: (1*4 = 4)

(a) The Reserve Bank of India (RBI) introduced an Ombudsman Scheme for digital transactions in the year 2019. (Write True or False)

(b) ATM card uses 4-digit pin. (Fill in the blank)

(c) Write the full form of GPRS.

(d) Write one advantage of branchless banking.

2. Write short notes on any four of the following: (4*4 = 16)

(a) Customer education for digital banking products

(b) Back-end operations

(c) Various value-added services

(d) Limitation of mobile banking

(e) Digital banking products for financial inclusion

(f) Future of branchless banking

3. (a) What is digital banking? How does it differ from traditional banking? Explain. (3 + 7 = 10)

Or

(b) Explain the different types of cards used in card banking. Give suitable examples. (10)

4. (a) Explain the key product features of ATM. (10)

Or

(b) Discuss about the security and surveillance of ATM sites.

5. (a) What do you mean by Internet banking? Discuss the features of Internet banking. (3 + 7 = 10)

Or

(b) Discuss the main key components of POS system. (10)

6. (a) Give an overview of global payment system and domestic payment system. (5 + 5 = 10)

Or

(b) Write short notes on the following: (5 + 5 = 10)

(i) Blockchain

(ii) Cryptocurrency

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